100% of the pension contributions made by employees are invested. Your client and its employees can make a number of choices here. Apart from the option that offers employees maximum investment freedom (DIY investment), BeFrank invests in a number of lifecycles.
Our lifecycles are investments in actively managed funds and index trackers. If an employee has sufficient knowledge of investment, they may also choose to invest their pension funds themselves. Employees who for the time being do not want to face any investment risk are paid interest on the balance in their personal pension account.