The standard risk profile for investments for members is neutral. However, they can diverge from this. To do so, they must fill in a risk profile on their personal pension page. On the basis of that questionnaire, we assess which risk profile is suited to the employee. This results in an advice. Your employee has the option of investing defensively (as little risk as possible), neutral (neither too much nor too little risk) and offensively (more risk). This choice can be notified to us directly online, following which we will adjust the investments for your employee in line with the chosen profile. Your employee can change this as many times as required and free of charge.
If the pension scheme provides for the option of self-investment that is also possible. This does involve costs, however.