Can I decide myself how my pension capital is invested?

13 Sep 2017

That will depend on the choices that your employer has made within the pension scheme. As standard, we invest for you in the neutral lifecycle. This is a mix of equities, real estate and bonds. As your retirement date approaches, we gradually phase down the risk.

Depending on the scope for discretionary investments that you have been given by your employer, you have the option of taking more or less risks with your pension capital, or to invest it yourself. Check your pension regulations for the exact agreements that have been formulated.